Whether you're shopping for car insurance for drivers with a suspended license or want the maximum coverage available, a range of choices exist in the marketplace. Check out these 10 options for automobile insurance.
One way to get car insurance if you have a suspended license is as a secondary driver on your spouse's car insurance. Look into the complaint ratios of the companies you're considering.
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Hardship License
A high-risk auto insurance company may insure you if the DMV gives you a short-term or temporary hardship license with an explanation that you require a license to drive kids to school or other necessities. Shop around to find an insurer who will make this accommodation.
CC BY-SA 2.0/vetaturfumare – thanks/Flickr
Learner's Permit Car Insurance
Learners permit car insurance is a good option for families with a teenager learning to drive. With this kind of insurance, the teen driver would still be responsible for any damage he or she caused while driving.
CC BY 2.0/State Farm/Flickr
Low-Income Auto Insurance
This type of coverage is available to families who live from paycheck to paycheck or with annual incomes within a certain range. This can be a challenging type of insurance to find, so you may need to shop around until you find a rate and provider that meets your needs.
CC BY 2.0/State Farm/Flickr
Accident Forgiveness
An accident forgiveness insurance policy protects a driver's driving record from negative financial repercussions from the insurance company especially due to an at-fault accident. However, this coverage does not pay damages for all at-fault accidents.
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Personal Injury Protection
This coverage reimburses the user related to medical expenses for injuries sustained to the driver or passengers inside the vehicle. This also covers lost wages and associated expenses.
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Comprehensive Coverage
This optional type of insurance provides coverage against all forms of theft or damage caused by accidents that are not collisions. Accident types include fire, falling trees and rocks and vandalism.
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Uninsured Motorist Protection
Many states require this type of coverage. With this protection, the insurance company will reimburse you when an accident is the fault of an insured driver. This includes hit-and-run accidents.
CC BY 2.0/State Farm/Flickr
Collision Coverage
Collision coverage is the most common piece of an insurance policy. This covers damage to your vehicle during an accident, whether or not you are at fault.
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Liability Insurance
Liability coverage protects other drivers during an accident caused by your own negligence or risky behavior. The law considers this essential, so you won't be able to skip this piece when you sign up for auto insurance.
The timer is set! You have to solve all of the clues to be able to claim your prize! I was excited after I did an escape room at a building in my area that I guess I talked about it a lot at home; so much so that my kids really wanted to try one out. I decided to make up a DIY escape room for kids!
I planned this escape room for just before my kids summer break as kind of a kick off! However, escape rooms, like this, can be used for birthday parties, team building or just for fun on a quiet Saturday afternoon!
Every time I plan an escape room I try to use materials that I already have. Especially if you are doing the room at home, you can keep it simple.
The clues from this escape room for kids, are fairly inexpensive and easy to get your hands on. However, if there is a clue that doesn't work for you, don't worry about leaving it out. Just make sure that each clue leads to the next and your kids will have a blast.
Although I did this at home, it could easily be done in a classroom with a small group of students.
I have plans in the future to try this escape room for kids in my own classroom because there is also a lot of learning that happens as kids solve the room.
To introduce the room, I printed a "Welcome to Your Escape Room" poster. (Printables available through Hands-On Teaching Ideas (My Shop) – Link at bottom.)
Make setting up your room easier with printables available through Hands-On Teaching Ideas (My Shop). Link at bottom.
I like using the poster on the door because I could close the door as I set up, and my kids were excited to read what the room was all about. The printables also include a certificate for when kids complete the room.
Make sure to always supervise children when doing escape rooms. Use puzzles that are age appropriate, safe and placed in a location that is safe for the children doing the escape room.
The Room
A simple laptop or electronic device is a great way to give a clue.
When you first enter the room there is a bin on the bed, but it's locked with a bike lock and none of the contents are visible. I played spooky music in the background and one of the first things that you notice is a laptop turned on with a note typed on it.
"The Clue" and other variations of wording are available. Link at bottom.
Looking around the room you see a balloon, some tape and dots on the floor, but no suggestion as to what they are for. So, using the clue on the laptop, suggesting to "burst your bubble", you pop the balloon.
You can use a helium balloon, or simply tape the balloon to the wall (like I did).
The balloon contains both a key and what appears to be a blank piece of paper.
You search the room for something with a lock – you find a locked treasure chest under the bed. Using the key, inside you find a pen. An invisible ink pen.
(It had a lid that shines, like a small flashlight, and the light reveals anything written with the pen.)
Investing in a few locks and keys is a great idea in order to create many different escape rooms. Mine were inexpensive and I have been able to use them many times for many escape rooms.
Shining the light, the words on the note from the balloon refer to a favorite book and it leads you to the book shelf where you search for a book about forests.
(I used an old book that we had 2 copies of and cut a piece from it to hold a key).
The key is perfectly concealed until you find the correct book. Upon opening the book you find a key which leads to another search for another lock!
You look around the room again and check the window – a small locked box – inside there are 3 numbers.
Quickly try the bin on the bed that you saw when you first walked in, thinking you've solved all of the clues, but it doesn't work.
You notice the lock on the closet doors – it works! Inside, a Code-A-Pillar is looking out at you.
You wonder if the "Start" in blue tape on the floor is connected to this clue and suddenly the dots make a bit of sense.
The Code-A-Pillar is programmed to move in a set path, so you set it on 'start' and let it go! You'll notice that it's running over certain letters, and not others.
If you don't have a Code-A-Pillar you can simply skip this clue or add a different clue in it's place. Or you could purchase one. My kids got endless hours of play out of them and I used them frequently in my classroom to teach coding. Do what works for you.
The letters that it runs over spell out "M U S I C". You search the room – the guitar! It doesn't seem to have a clue immediately, but then you notice the string dropped down into the hole.
Pulling it up, you discover another set of numbers. You try the lock on the bin that's on the bed again… it opens!
Water balloons! Chocolate! Chalk! Tie dye! It's going to be an awesome summer!
This escape room for kids was really interesting to watch my own kids work to solve. I had them do it independently and they each solved it in different ways using different strategies, but both of my kids solved it without much help.
It was so easy to set it up using things around our house. I did buy the locks, but I will definitely be using them again – I've already planned our next escape room for kids!
A fun addition to our escape rooms have been certificates after completing the room. Kids love recognition and it is a fun keepsake of their adventure. Free certificates are available – link below.
Materials to Create Your Escape Room
For your convenience, below is everything you need to create the above escape room. (Except the laptop, book clue and final prize.)
For your convenience, this post contains affiliate links. As an Amazon Associate I earn from qualifying purchases and I may earn a small commission at no cost to you.
For more FREE Escape Room Printables…
If you are interested in certificates to add a little extra excitement to your escape room, you can print FREE escape room certificates from me.
Subscribe to join my mailing list and receive your escape room certificates to download right away as well as be notified about new escape room ideas and activities for kids.
By subscribing you will also gain access to my Free Resource Library. You can download any of the resources in the library for free and I'm always adding more.
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For more escape room printables including clues, welcome note and much more, a link is provided below.
Escape room printables make it easier and faster for you to set up an escape room at your home or classroom and include a welcome note, initial clue(s) and certificate and more!
Print and Go Escape Room for Kids
If you are looking for a low prep escape room that you can do today, I have created print and go escape rooms. Print the pages, hide in specific locations around your house and your game is ready! No need to purchase any special materials.
More Escape Room Ideas and Activities for Kids
If you are looking to add or substitute a clue or two from an escape room, I've got you covered! Below is a list of over 40 escape room puzzle ideas. Pick and choose what works for you and use puzzles created with materials you have on hand.
I have also added some of my most popular activities for kids.
